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| Model
Portfolios - Summary of all Models
By IndexFunds.com Staff
1999 |
|
| 1973-1997 Models |
Annual
Return
(%)
|
Annual
Risk
(%)
|
| 25% Stocks |
| Growth & Value,
50% U.S. |
11.5
|
7.6
|
| Value-Only, 50%
U.S. |
12.0
|
7.7
|
| Growth & Value,
60% U.S. |
11.5
|
7.6
|
| Value-Only, 60%
U.S. |
12.0
|
7.7
|
| Growth & Value,
70% U.S. |
11.5
|
7.6
|
| Value-Only, 70%
U.S. |
12.0
|
7.7
|
| 50% Stocks |
|
|
| Growth & Value,
50% U.S. |
12.9
|
10.2
|
| Value-Only, 50%
U.S. |
14.0
|
10.5
|
| Growth & Value,
60% U.S. |
13.0
|
10.0
|
| Value-Only, 60%
U.S. |
14.0
|
10.3
|
| Growth & Value,
70% U.S. |
13.1
|
10.0
|
| Value-Only, 70%
U.S. |
14.0
|
10.2
|
| 65% Stocks |
|
|
| Growth & Value,
50% U.S. |
13.7
|
12.2
|
| Value-Only, 50%
U.S. |
15.1
|
12.6
|
| Growth & Value,
60% U.S. |
13.8
|
12.1
|
| Value-Only, 60%
U.S. |
15.1
|
12.3
|
| Growth & Value,
70% U.S. |
13.9
|
12.1
|
| Value-Only, 70%
U.S. |
15.1
|
12.2
|
| 75% Stocks |
|
|
| Growth & Value,
50% U.S. |
14.1
|
13.8
|
| Value-Only, 50%
U.S. |
15.8
|
14.2
|
| Growth & Value,
60% U.S. |
14.3
|
13.5
|
| Value-Only, 60%
U.S. |
15.8
|
13.8
|
| Growth & Value,
70% U.S. |
14.4
|
13.5
|
| Value-Only, 70%
U.S. |
15.9
|
13.6
|
| 100% Stocks |
|
|
| Growth & Value,
50% U.S. |
15.2
|
17.7
|
| Value-Only, 50%
U.S. |
17.4
|
18.1
|
| Growth & Value,
60% U.S. |
15.4
|
17.4
|
| Value-Only, 60%
U.S. |
17.5
|
17.6
|
| Growth & Value,
70% U.S. |
15.6
|
17.3
|
| Value-Only, 70%
U.S. |
17.5
|
17.4
|
* Standard deviation of annual returns
Due to longer returns series back to 1973, the DFA Five-Year
Government Bond index was used as a proxy for Global Fixed Income
and the Morgan Stanley EAFE index was used for 1973 and 1974 as
a proxy for International Large Value Stocks.
By law, advisors must state something like the following: "Past
performance is no guarantee of future returns. This is especially
true of model portfolios, which are not subject to specific economic
and market factors."
We'll be more blunt: If you think you will realize these same
returns over the next 25 years, especially factoring in advisor
fees, fund expenses, and transaction costs, you may have an unpleasant
surprise coming!
Enjoy!
IndexFunds.com Staff
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